Home Repair Programs


The City of Billings is an entitlement community and receives federal funding from the U.S. Department of Housing and Urban Development (HUD). The City of Billings offers housing rehabilitation loan programs for low-income households.

The City of Billings offers the Housing Rehabilitation Loan Program; secured loans for low-income homeowners who require home improvements and are unable to obtain financial assistance through commercial lenders. Loans ranging from $5,000 to $25,000 are available for eligible home improvements. All loans are secured by placing a lien against the property. Properties with second mortgages are not eligible for these programs. All programs are funded on a first-come, first-served, available funding basis.


The Community Development Division makes reasonable accommodations for any known disability that may limit participation in any program, service or activity. Please call 406-657-8284 to make a request for accommodation (Montana Relay 711).

Notice to Contractors

The City of Billings-Community Development Division maintains a list of contractors which is provided to homeowners procuring contractor services on their home repair project. Minority and women-owned firms and Section 3 businesses are encouraged to apply. Get more information.

Additional housing repair resources: